Michigan, the Great Lakes State, is a region of incredible diversity and natural beauty. From the shores of the Great Lakes to the vibrant cities, Local Jumbo is your partner in securing a mortgage that matches Michigan’s unique charm.
Whether you’re dreaming of a lakeside retreat or a home in one of Michigan’s vibrant cities, connect with our network of Jumbo Verified™ lenders for competitive rates and tailored mortgage solutions that align with your Michigan dreams.
Crafting Mortgage Solutions for Michigan’s Diverse Landscape
Michigan’s real estate landscape is as diverse as its geography, and our lenders specialize in mortgage strategies tailored to the beauty of this region.
- Explore a variety of mortgage types ideal for Michigan’s diverse properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing options for a range of homes, from lakeside cottages to city condos.
- Mortgage plans that align with the character of Michigan’s regions, from the natural beauty of the Upper Peninsula to the bustling cities like Detroit and Ann Arbor.
- Expertise tailored to Michigan’s real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates designed for purchasing or refinancing, reflecting the unique needs of Michigan residents.
Elevate Your Lifestyle with a Michigan Mortgage
Michigan offers a lifestyle that’s as varied as its landscape. Our lenders create mortgage solutions that enhance your living experience in the Great Lakes State.
2024 MICHIGAN CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALCONA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALGER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALPENA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANTRIM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ARENAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARAGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENZIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERRIEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRANCH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLEVOIX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEBOYGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHIPPEWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DELTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DICKINSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EATON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EMMET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GENESEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLADWIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOGEBIC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAND TRAVERSE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRATIOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HILLSDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOUGHTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HURON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IONIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IOSCO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IRON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISABELLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KALAMAZOO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KALKASKA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KEWEENAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAPEER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEELANAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LENAWEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACKINAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACOMB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MANISTEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARQUETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MECOSTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENOMINEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MISSAUKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTCALM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTMORENCY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MUSKEGON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWAYGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OAKLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OCEANA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OGEMAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONTONAGON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSCEOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSCODA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTSEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTTAWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRESQUE ISLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROSCOMMON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAGINAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CLAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. JOSEPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANILAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHOOLCRAFT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHIAWASSEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUSCOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VAN BUREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHTENAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEXFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN MICHIGAN
Neighborhoods
Birmingham, Beverly Hills, Huntington Woods, Grosse Pointe, Gross Pointe Park, Rochester, Grosse Pointe Farms, Novi, Northville, East Grand Rapids, Milan, Petoskey, Traverse City, Marquette & Hickory Corners.
Zip Codes
48304, 48302, 48301, 48009, 49301, 48025, 48323, 48168, 48236, 48070, 48374, 48306, 49060, 48226 & 48230
Counties
Oakland County, Washtenaw County, Livingston County, Midland County, Leelanau County, Ottawa County, Clinton County, Kent County, Kalamazoo County, Grand Traverse County, Charlevoix County, Emmet County, Macomb County, Eaton County, Monroe County & Lapeer County.